Equated Monthly Installment (EMI) Terms & Conditions
EMI (Equated Monthly Installment) is a payment method available for online shopping exclusively to customers who use any of the credit cards accepted by SSLCommerz on https://www.saralifestyle.com. This option enables customers to pay for their purchased products through convenient and equal monthly installments. The EMI facility offered by the banks to the customers is governed by the respective terms and conditions of each bank/issuer and the customer is advised to approach the bank/issuer in case of any complaint, dispute or inquiry about an EMI transaction.
Please carefully review these terms, and feel free to reach out to us if you have any questions or concerns.
1. Eligibility Criteria:
To be eligible for EMI, you must have a valid and eligible credit card or payment method accepted by SSLCommerz.
The minimum purchase amount for EMI eligibility is 5000 BDT on selected products, subject to change.
2. EMI Tenure:
EMI plans may have tenures ranging from 3 to 36 months.
The specific tenure options may vary depending on the product, enlisted bank & SSLCommerz terms.
3. EMI Charges:
EMI plans may be subject to processing fees and interest charges determined by SSLCommerz for specific banks.
These charges will be clearly displayed during the checkout process.
4. EMI Payment Schedule:
The bank itself will be responsible for handling the EMI processing, and your bank will convert it into an EMI in 2-5 working days. If you do not receive EMI details within the specified time frame, please get in touch with the concern bank.
EMI payments are due on a monthly basis, starting from the date of purchase.
You will receive a payment schedule outlining the due dates and payment amounts.
In case you don't receive an updated monthly bank statement showing your EMI transactions for the upcoming month, please feel free to contact us for further assistance.
5. EMI Product Eligibility:
EMI may not be available for all products on our website.
The eligibility for EMI is determined based on factors including product price and SSLCommerz terms.
Customers can combine items from multiple sellers into a single purchase on the website and convert the purchase into an EMI.
6. Cancellation and Modification:
Cancellation or modification of EMI plans may be subject to restrictions.
Please contact SSLCommerz customer support for assistance with plan changes or cancellations.
7. Contact Information:
If you have any questions or concerns regarding these EMI Terms and Conditions, please contact our customer support at +880-1885998899.
Please contact SSLCommerz customer support for assistance with plan changes or cancellations.
By selecting the EMI option, you acknowledge that you have read and agreed to these Terms and Conditions.
Banks List for EMI System & Payment System Process:
Equal monthly installment payment options are accepted with credit cards from the following banks:
Bank Name
Accepted Card Type
City Bank Limited
American Express
Standard Chartered Bank
VISA/Master
Eastern Bank Limited
VISA/Master
BRAC Bank Limited
VISA/Master
Dutch Bangla Bank Limited
VISA/Master
Mutual Trust Bank Limited
VISA/Master
Southeast Bank Limited
VISA/Master
National Credit & Commerce (NCC) Bank Limited
VISA/Master
NRB Bank Limited
VISA/Master
Meghna Bank Limited
VISA/Master
Jamuna Bank Limited
VISA/Master
Midland Bank Limited
VISA/Master
Bank Asia Limited
VISA/Master
Dhaka Bank Limited
VISA/Master
South Bangla Agriculture and Commerce Bank Limited (SBAC)
VISA/Master
Lanka Bangla Financial Limited
VISA/Master
NRB Commercial Bank
VISA/Master
Shahjalal Islami Bank Limited (SJIBL)
VISA/Master
United Commercial Bank (UCB)
VISA/Master
Export Import Bank of Bangladesh Limited (Exim Bank)
VISA/Master
Prime Bank Limited
VISA/Master
Al-Arafah Islami Bank Limited
VISA/Master
Community Bank Bangladesh Limited
VISA/Master
One Bank Limited
VISA/Master
Trust Bank Limited
VISA/Master
Mercantile Bank Limited
VISA/Master
Premiere Bank Limited
VISA/Master
AB Bank Limited
VISA/Master
Note:
Different Banks offer different EMI tenure periods as per their own bank policy and each respective bank policy shall apply.
If your desired product is eligible for the EMI option, according to its respective product page, and if you have a Credit Card from any of the associated banks that are available on SSLCommerz, you can get an EMI facility on your purchased product. During the checkout phase, you will see the EMI options for your eligible cards, banks and EMI Tenures.